

Your Mortgage or Refinance.
Handled by a Trusted Expert.
Tory Pietzsch is widely recognized as the nations’ leading mortgage professionals, bringing unmatched experience, elite service, and trusted results to homebuyers, homeowners, builders and residential investors.
Tory’s Texas-Sized Career Highlights:
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30+ years in residential mortgage lending
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Over $16.4B in funded loan volume
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The only broker in Texas to average $1B+ annually for 10 consecutive years
From jumbo to Non-QM, Tory delivers the right solution — backed by proven performance and personal service you can count on.


Texas’ Top Mortgage Broker.
Nationally Ranked.
Personally Invested.
Tory Pietzsch delivers award-winning mortgage solutions across the Lone Star State — with over $16B funded and 30+ years of proven success.
We Make the Experience Seamless
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Jumbo & Non-Agency Loan Specialist
Unlock financing solutions for unique or complex situations. Perfect for self-employed borrowers, high-net-worth individuals, and non-traditional income scenarios.
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Streamlined Refinance Solutions
Lower your rate or tap into your home equity — with ease. Tory and the Efinity team guide you every step of the way.
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Nation’s Top Mortgage Broker
Proudly ranked #1 in the nation by Scotsman Guide 2024. Trusted by thousands for expert guidance and unmatched service.

Trusted by Thousands.
Proven Through Experience.
Tory Pietzsch delivers award-winning mortgage solutions across the Lone Star State — with over $16B funded and 30+ years of proven succes
Emily
Austin
Tory made buying my first home feel easy and stress-free. I couldn’t have asked for better support.
Carlos
San Antonio
Tory got me pre-approved fast and helped me close ahead of schedule. Highly recommend!
Jasmine
Plano
From day one to closing, Tory was always one step ahead. A total pro!
Brian
Lubbock
Buying a house felt overwhelming until I called Tory. He made it make sense.
Melissa
Round Rock
Super helpful and responsive! Tory truly looks out for his clients.
Shawn
Frisco
Tory walked me through every step of my jumbo loan. Smooth process, great rates!
Natalie
Corpus Christi
Thanks to Tory, I avoided PMI and locked in a great rate. Couldn’t be happier.
Jordan
McKinney
I’ve done a few loans, and Tory was by far the easiest to work with.
Hector
El Paso
He helped me understand my options and saved me money in the long run.
Rachel
The Woodlands
Professional, honest, and quick. Tory made financing simple.
Andre
Killeen
As a veteran, I appreciated how well Tory knew the VA process. Total respect.
Daisy
Waco
Tory helped me qualify for an FHA loan when others told me no. He’s the real deal.
Tommy
Amarillo
Fast, reliable, and super patient with all my USDA questions. Tory nailed it.
Kendra
Tyler
With a modest down payment, Tory got me into my dream home. Highly recommend him!
Isaiah
Midland
Tory worked hard to get us a loan we could afford. We’re forever grateful.
Leo
Denton
I’m self-employed and was told ‘no’ until I met Tory. He made it happen.
Erica
Galveston
Other lenders struggled with my paperwork—Tory didn’t blink. He gets it done.
Mark
Richardson
Even with credit bumps, Tory helped us buy our rental property with confidence.
Anna
League City
No tax returns? No problem for Tory. He knew exactly what to do.
Victor
Odessa
Foreign national loans are tricky—Tory made it simple. 10/10.
Clayton
New Braunfels
Tory understood my multifamily investment goals from day one. A true expert.
Sophie
Pearland
We financed a 10-unit build and Tory guided us like a partner. Amazing service.
Ty
Georgetown
Tory helped me go from land purchase to final build without a hitch.
Janelle
Flower Mound
Every builder needs a Tory. His construction loan advice saved us time and money.
Eli
College Station
Scaling from one to many doors was way easier with Tory on my side.
Amber
Cypress
We refinanced and cut our payment by $400 a month. Tory made it painless.
Trevor
Longview
Tory helped us cash out equity for renovations—super fast and efficient.
Danielle
Mesquite
I didn’t realize how much I could save until Tory laid it out for me.
Noah
Temple
Tory made our refinance easy, and we were funded in record time.
Bianca
Abilene
Two quick calls and we had a HELOC set up. Tory made it feel effortless.
Ray
Beaumont
Our commercial build got funded on time thanks to Tory. Total professional.
Linda
Bryan
Tory knows his stuff—he structured our loan in a way that really worked for us.
DeShawn
Irving
Hands down the best experience I’ve had with a commercial lender.
Monica
Grand Prairie
From land to development, Tory supported us every step of the way.
Jed
Conroe
Tory’s insights helped us avoid costly mistakes. He’s not just a lender—he’s a partner.

No Matter the Goal
We Have You Covered!
Guide from Exprience
30 years of local lending expertise.
Deliver Unparalleled Service
Boutique broker advantage.
Success for Every Client.
Known for solving tough loans.

Because Every Family Deserves
A Place to Call Home
We’re here to help you navigate the mortgage process with clarity and care
Whether you’re buying your first home, refinancing, or just exploring your options—we’re here to guide you every step of the way. Reach out today and let’s start building your path to a place you can truly call home.